In 2026, FHA loan limits in Minooka county, part of Grundy, IL, are as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four units.
The maximum for conventional loans on a single-family residence is $726,200, with limits of $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to find today’s FHA leading rates and determine the necessary downpayment, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator helps you contrast FHA rates and terms with those of other loan programs. Review Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® retrieves data from thousands of lenders, instantly matching it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Minooka county, Grundy, IL, showcases FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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