2025 FHA (Government Loans) Limits for North-Aurora, Kane County, Illinois

In 2025, the FHA loan limits in North-Aurora county of Kane, IL, are set at $379,500 for a single-family home, $485,800 for 2-units, $587,250 for 3-units, and $729,800 for 4-units.

The maximum loan amounts for conventional loans stand at $548,250 for a single-family home, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Utilize our FHA calculator to discover today’s top FHA rates and determine the needed downpayment, income, credit score, reserves, and documents required for qualification.

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Evaluate Your Loan Choices in North-Aurora, IL

The Lendersa® calculator allows you to compare FHA rates and terms alongside other loan programs. Investigate options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.

Lendersa® aggregates data from thousands of lenders, swiftly comparing it against your unique financial profile and needs.

Our Loan Limits Comparison Table for 2025 in North-Aurora county, Kane, IL, provides insights into maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an overview of qualification criteria such as income, reserves, and credit, rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits North-Aurora county of Kane, IL

SFR 2 Units 3 Units 4 Units
FHA $379,500 $485,800 $587,250 $729,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $303,600 $303,600 $303,600 $303,600
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • 1777 N. Cedar Lake Rd, Round Lake, IL, 60073
  • We are a relationship-based bank with ideas to drive your business forward. We live and work in the communities we serve, so our bankers understand the local market – and your industry. With $21.2B in assets, we have the resources to partner with our clients to provide customized solutions. Currently, we serve nearly 25, 000 commercial clients
  • The First National Bank of Ottawa
  • 701 LaSalle Street, Ottawa, IL, 61350
  • The First National Bank of Ottawa has marked over 150 years of innovation, bold initiative, and community leadership as an independent community bank. The following provides an overview of some historic highlights and insight into the traditions that have served us well, both as an integral partner in the development of our communities.
  • First Federal Savings Bank (Illinois)
  • 633 La Salle St, Suite 1, Ottawa, IL, 61350
  • Established in 1889, First Federal Savings Bank has been serving the needs of its customers for over 130 years. First Federal Savings Bank is a Mutually owned bank with 12 locations to serve you. Our corporate headquarters is in Ottawa, Illinois. As a Mutual Savings Bank, we cannot be bought or sold. Our name will remain the same.
  • Illiana Financial Credit Union
  • 1600 Huntington Drive, Calumet City, IL, 60409
  • Illiana Financial was organized in 1936 by a small group of employees working at Illinois Bell Telephone Company, a subsidiary of American Telephone & Telegraph (A.T.&T.). These volunteers formed the credit union with the philosophy of helping each other by pooling their resources together in order to loan money to each other in times of need.
  • First National Bank of Illinois
  • 3256 Ridge Rd, Lansing, IL, 60438
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  • De La Cerda Team
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  • MembersAlliance Credit Union
  • 2550 South Alpine Road, Rockford, IL, 61108
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  • State Bank of the Lakes, National Association
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  • State Bank of The Lakes offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.