FHA Loan Limits for North-Aurora, Kane County, IL in 2026

In 2026, the FHA loan limits in North-Aurora county of Kane, IL, are set at $379,500 for a single-family home, $485,800 for 2-units, $587,250 for 3-units, and $729,800 for 4-units.

The maximum loan amounts for conventional loans stand at $548,250 for a single-family home, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Utilize our FHA calculator to discover today’s top FHA rates and determine the needed downpayment, income, credit score, reserves, and documents required for qualification.

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Evaluate Your Loan Choices in North-Aurora, IL

The Lendersa® calculator allows you to compare FHA rates and terms alongside other loan programs. Investigate options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.

Lendersa® aggregates data from thousands of lenders, swiftly comparing it against your unique financial profile and needs.

Our Loan Limits Comparison Table for 2026 in North-Aurora county, Kane, IL, provides insights into maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an overview of qualification criteria such as income, reserves, and credit, rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits North-Aurora county of Kane, IL

SFR 2 Units 3 Units 4 Units
FHA $379,500 $485,800 $587,250 $729,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $303,600 $303,600 $303,600 $303,600
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Municipal Bank
  • 720 Main St. NW, Bourbonnais, IL, 60914
  • Lends in Illinois
  • Municipal Bank, we have three convenient locations in Bourbonnais, Momence and Manteno, IL, to serve you since 1971. We are a locally owned bank offering a full line of banking services. At Municipal Bank, we provide personal service to our residential and businesses. Municipal Bank is FDIC insured and an equal housing lender.

  • Byron Bank
  • 200 N Walnut St, Byron, IL, 61010
  • Lends in Illinois
  • Byron Bank is to help people fulfill their financial dreams and goals. We specialize in mortgage lending and originate hundreds of mortgages a year. Our experienced and professional mortgage lending team is committed to assisting clients with the local knowledge and quality service they need to purchase the home of their dreams.

  • State Bank of Herscher
  • 10 Tobey Drive, Herscher, IL, 60941
  • Lends in Illinois
  • The State Bank of Herscher was chartered in 1902 by a group of residents who understood what a local bank meant for the well-being of their community. The growth that we have experienced since that time has allowed us to move to our present location in Herscher as well as expand to Limestone.

  • First Trust Bank of Illinois
  • 275 East Court Street, Kankakee, IL, 60901
  • Lends in Illinois
  • We are a well-capitalized, secure local bank with full-service locations in Bourbonnais, downtown Kankakee, west Kankakee, Aroma Park and Danforth as well as a convenient drive-up branch in Briarcliff Shell/Bourbonnais. We are committed to bringing you an extensive range of financial products and the responsive service you need.

  • Peoples Bank of Kankakee County
  • 333 E. Court Street, Kankakee, IL, 60901
  • Lends in Illinois
  • Peoples Bank was founded as People’s Bank Marycrest with its first location opening in the Marycrest neighborhood on East Court Street in May, 1962. The Bank was founded by Ford auto dealer, real estate developer, and philanthropist Romy Hammes. Romy established the Bank after recognizing a need for greater local decision making.

  • Southern Lakes Credit Union
  • 3000 80th Street, Kenosha, WI, 53142
  • Lends in Illinois
  • It all started in 1935 when a group of 10 individuals pooled their resources to help each other succeed financially by starting a Credit Union. Southern Lakes Credit Union is a member owned financial cooperative. With our Home Office in Kenosha, WI we are a Community Chartered Credit Union serving all individuals living

  • Gateway Mortgage Corporation
  • 6501 Green Bay Road, Kenosha, WI, 53142
  • Lends in Illinois
  • In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.

  • Lake Mortgage Company, Inc.
  • 4000 W Lincoln Hwy, Merrillville, IN, 46410
  • Lends in Illinois
  • Lake Mortgage Company first opened its doors in 1946 in Gary, Indiana. With more than 75 years in business, we are now the oldest and most established mortgage banking firm in the region. We specialize in dependable pre-approvals and efficient loan processing so you can close your transaction on time.

  • Region Mortgage
  • 9111 Broadway, Suite H, Merrillville, IN, 46410
  • Lends in Illinois
  • Region Mortgage specializes in Conventional, FHA, JUMBO, USDA, and VA financing. We custom tailor each loan program to make sure it is the right fit for our clients. We will walk you through the process to make sure you are informed along the way and have all of the adequate knowledge to select the right loan product for you and your family.