For the year 2026, FHA loan limits in Batavia, within Kane county, IL, are established as $472,030 for a single-family home, increasing to $604,400 for 2-unit properties, $730,525 for 3-unit residences, and reaching $907,900 for 4-units.
The maximum amount allowed for conventional loans on a single-family residence is $726,200. This rises to $929,850 for two units, $1,123,900 for three-unit homes, and culminates at $1,396,800 for buildings with four units.
Utilize our FHA calculator to explore the best FHA rates available today, determining necessary downpayments, income, credit, reserves, and required documentation for qualification.
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The Lendersa® calculator helps you compare FHA rates and terms with those of other available loan programs. Evaluate options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans alongside FHA opportunities.
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For 2026, review the Loan Limits Comparison Table for Batavia county of Kane, IL. It outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To compare qualification standards like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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