In 2026, the FHA loan limit in Northbrook county of Cook, IL, stands at $472,030 for a single-family home. For 2-unit properties, it increases to $604,400, $730,525 for 3-units, and for 4-units, the limit is $907,900.
The maximum for conventional loans on a single-family residence is $726,200. For homes with 2-units, the limit is $929,850, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Utilize our FHA calculator to find today's top FHA rates and assess requirements for downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator empowers you to compare FHA rates and terms with those of other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans alongside FHA.
Lendersa® obtains loan data from thousands of lenders, swiftly aligning it with your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Northbrook county of Cook, IL, provides a comparative view of the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. For an in-depth comparison of qualification requirements, such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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