For 2026, FHA loan limits in Oswego county, within Kendall, IL, include: $472,030 for a single-family home, $604,400 for 2-unit homes, $730,525 for 3-unit properties, and $907,900 for 4-unit structures.
The maximum conventional loan amount for a single-family residence is set at $726,200, with amounts increasing to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Utilize our FHA calculator to find today's best FHA rates and ascertain necessary downpayments, income, credit standings, reserves, and documents needed for loan qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs. Analyze choices among Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® compiles data from thousands of lenders to swiftly match it with your financial profile and needs.
Our Loan Limits Comparison Table for 2026 in Oswego county, Kendall, IL, outlines maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To review qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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