In 2026, the FHA loan limit within Park-City county of Lake, IL, is established at $379,500 for a single-family home. For 2-unit buildings, the limit is $485,800, for 3-units, it's $587,250, and for 4-unit residences, it's $729,800.
Conventional loan ceilings for single-family homes reach up to $548,250, while for two-unit dwellings, the cap is $702,000. For three-unit properties, the maximum is $848,500, and for four units, it ascends to $1,054,500.
Use our FHA calculator to find today’s best FHA rates and determine the required downpayment, income level, credit score, reserves, and documentation necessary for qualification.
The Lendersa® calculator facilitates a comparison of FHA rates and terms with those of other loan offerings, including conventional, jumbo, VA, USDA, non-QM, and hard money loans. Evaluate and contrast these options comprehensively.
Lendersa® accesses data from a multitude of lenders, enabling quick comparisons that align with your unique financial conditions and needs.
Review the Loan Limits Comparison Table for 2026 in Park-City county, Lake, IL, to understand maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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