FHA Loan Limits for Green-Oaks, Lake County, IL in 2026

In 2026, the FHA loan limit in Green-Oaks within Lake county, IL, is set at $379,500 for a single-family home, $485,800 for 2-unit buildings, $587,250 for 3-unit properties, and $729,800 for 4-units.

For conventional loans, the cap on a single-family residence is $548,250, with $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to unlock today’s best FHA rates, assessing the downpayment, income, credit, reserves, and documents necessary to qualify for loans.

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Review loan choices in Green-Oaks, IL

The Lendersa® calculator enables you to compare FHA rates and terms against those of other loan programs. Thoroughly explore and compare options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in conjunction with FHA.

With rapid access to data from thousands of lenders, Lendersa® swiftly tailors the information to fit your unique financial situation and requirements.

For 2026, the Loan Limits Comparison Table in Green-Oaks county of Lake, IL highlights the maximum loan amounts available. Compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' limits. For a detailed look at requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Green-Oaks county of Lake, IL

SFR 2 Units 3 Units 4 Units
FHA $379,500 $485,800 $587,250 $729,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $0 $0 $0 $0
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • City National Bank.
  • 423 Ferry Street, Metropolis, IL, 62960
  • Lends in Illinois
  • City National Bank, established in 1907, is a community bank located in Massac County, Illinois. CNB serves the surrounding areas by offering banking services to individuals, families, businesses and farmers from its two Metropolis, Illinois locations. City National Bank provides the tools to help you keep up and bank on your schedule.

  • Southern Bank
  • 310 Ruth St, Advance, MO, 63730
  • Lends in Illinois
  • We’ve been building a strong legacy for our customers and communities since 1887. Yeah, we’ve been doing this for a long time. In 1994, we became a publicly traded company. In 2009, we began to grow exponentially. Today, with $2.4 billion in assets, we serve more than 40 communities in Missouri, Arkansas, and Illinois.

  • Peoples Bank
  • 138 Putnam St, Marietta, OH, 45750
  • Lends in Illinois
  • Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies

  • Square One Realty & Property Solutions LLC
  • 800 West Maple Avenue, Independence, MO, 64050
  • Lends in Illinois
  • Square One Solutions is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,

  • Community Mortgage
  • 19045 E. Valley View Pkwy, Suite F, Independence, MO, 64055
  • Lends in Illinois
  • "At Community Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use ""common sense"" & will help you obtain the best loan possible.
    Purchasing a home is probably one of the biggest investments you'll make in your lifetime. We are with you every step

  • Commerce Bank
  • 1000 Walnut Street, Kansas City, MO, 64106
  • Lends in Illinois
  • At Commerce Bank, we know life’s best moments can come with some financial complexity. Our job is to help people and businesses navigate challenges so they can get back to focusing on what matters most. We do this by getting to know our customers and communities and accepting their goals as our own to deliver the right financial solutions.

  • United Fidelity Funding Corp
  • 1300 NW Briarcliff Parkway, Suite 275, Riverside, MO, 64150
  • Lends in Illinois
  • United Fidelity Funding is recognized for being the gold standard of home loan mortgages. We show our clients that there are mortgage companies that you can rely on & trust by providing best-in-class service, competitive interest rates & cutting-edge technology. Between working with our experienced loan experts and having no underwriting overlays.

  • Nutter Home Loans
  • 4153 Broadway, Kansas City, MO, 64111
  • Lends in Illinois
  • Nutter Home Loans has grown to one of the most respected privately-owned mortgage banking firms in USA .Through the years,quality customer service has remained the hallmark of the firm’s way of doing business.It’s the reason why third & fourth generations of the same families have chosen Nutter Home Loans to handle their real estate mortgage needs.

  • Fountain Mortgage
  • 7501 Mission Rd, Suite 200, Prairie Village, KS, 66208
  • Lends in Illinois
  • Founded right here in the City we love, Fountain Mortgage combines more than 50 years of lending, banking and financial services expertise to provide our clients with an enjoyable and empowering experience. Our goal is to enable you, with education and guidance, to make an informed financial decision best suited to meet your needs.