2025 FHA (Government Loans) Limits for Peru, LaSalle County, Illinois

For 2025, FHA loan limits in Peru county of LaSalle, IL are structured as follows: $472,030 for single-family homes, increasing to $604,400 for 2-unit properties, $730,525 for 3-unit housing, and reaching $907,900 for those accommodating 4-units.

Maximum amounts for conventional loans start at $726,200 for a single-family home, rising to $929,850 for homes with two units, $1,123,900 for three-unit dwellings, and extending to $1,396,800 for four-unit constructions.

Use our FHA calculator to discover leading FHA rates available today and assess necessary downpayments, income, credit assessments, reserves, and qualifying documents.

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Explore Your Loan Alternatives in Peru, IL

The Lendersa® calculator allows you to compare FHA rates and terms against other loan programs. Dive deeper into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans, alongside FHA offerings.

Lendersa® gathers comprehensive loan program data from thousands of lenders, providing rapid comparisons tailored to your unique financial profile and specifications.

Access the Loan Limits Comparison Table for 2025 in Peru county, LaSalle, IL, outlining the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To scrutinize qualification requirements involving income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Peru county of LaSalle, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $285,000 $285,000 $285,000 $285,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.
  • National Cooperative Bank
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  • National Cooperative Bank is the only Bank in the United States dedicated to delivering nationwide Banking products and solutions to cooperatives and other member-owned organizations. Serving both rural and urban neighborhoods, NCB is a leader in supplying grocery, health care, small business and housing solutions to the nation’s communities
  • US Senate Federal Credit Union
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  • Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point. In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta
  • Lower.com
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  • We believe owning a home is one of the greatest wealth builders out there. So our goal is to make homeownership more accessible, and to help more people buy homes. and also We make lower happen—lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.
  • Direct Mortgage Loans, LLC
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  • Direct Mortgage Loans is committed to outstanding mortgage solutions and building life-long relationships. Giving our employees the resources, knowledge, and training to grow, and then help them to succeed, is our passion. Our values are centered on effective, proactive and respectful communication.
  • Destiny Mortgage Group Inc
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  • FM Lending Services
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  • FM Lending Services is a full service mortgage banker specializing in residential purchase and refinance loans. FM Lending Services offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA) and Veterans Affairs (VA) loans, USDA loans, new construction loans.
  • West Town Bank & Trust
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  • At West Town Bank & Trust, we’re problem-solvers. Solutions define us. Our most important goals are to know what’s important to you, what’s getting in your way & what you hope to achieve, so we can help you get there. Since 1922, we’ve been creating long-lasting relationships with our customers based on old fashioned values & future-thinking ideas.
  • RESIDENTIAL MORTGAGE SOLUTIONS
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  • Residential Mortgage Solutions is both a licensed mortgage lender and broker in several states. We specialize in originating first and second conforming and non-conforming mortgage loans. Some companies can talk about customer service but here at Residential Mortgage we deliver it, loan after loan!