2025 FHA Loan Limits for Peru, LaSalle County, Illinois

For 2025, FHA loan limits in Peru county of LaSalle, IL are structured as follows: $472,030 for single-family homes, increasing to $604,400 for 2-unit properties, $730,525 for 3-unit housing, and reaching $907,900 for those accommodating 4-units.

Maximum amounts for conventional loans start at $726,200 for a single-family home, rising to $929,850 for homes with two units, $1,123,900 for three-unit dwellings, and extending to $1,396,800 for four-unit constructions.

Use our FHA calculator to discover leading FHA rates available today and assess necessary downpayments, income, credit assessments, reserves, and qualifying documents.

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Explore Your Loan Alternatives in Peru, IL

The Lendersa® calculator allows you to compare FHA rates and terms against other loan programs. Dive deeper into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans, alongside FHA offerings.

Lendersa® gathers comprehensive loan program data from thousands of lenders, providing rapid comparisons tailored to your unique financial profile and specifications.

Access the Loan Limits Comparison Table for 2025 in Peru county, LaSalle, IL, outlining the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To scrutinize qualification requirements involving income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Peru county of LaSalle, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $285,000 $285,000 $285,000 $285,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • CommonWealth Credit Union
  • 563 William Latham Drive, Bourbonnais, IL, 60914
  • It grew to become CommonWealth Credit Union, a multi-site, full-service financial cooperative that is now community chartered to serve anyone who lives or works in Kankakee, Ford, Iroquois, Livingston, Kendall, Grundy, or Will Counties. CommonWealth Credit Union is the largest credit union in Kankakee County.
  • Municipal Bank
  • 720 Main St. NW, Bourbonnais, IL, 60914
  • Municipal Bank, we have three convenient locations in Bourbonnais, Momence and Manteno, IL, to serve you since 1971. We are a locally owned bank offering a full line of banking services. At Municipal Bank, we provide personal service to our residential and businesses. Municipal Bank is FDIC insured and an equal housing lender.
  • First Trust Bank of Illinois
  • 275 East Court Street, Kankakee, IL, 60901
  • We are a well-capitalized, secure local bank with full-service locations in Bourbonnais, downtown Kankakee, west Kankakee, Aroma Park and Danforth as well as a convenient drive-up branch in Briarcliff Shell/Bourbonnais. We are committed to bringing you an extensive range of financial products and the responsive service you need.
  • Peoples Bank of Kankakee County
  • 333 E. Court Street, Kankakee, IL, 60901
  • Peoples Bank was founded as People’s Bank Marycrest with its first location opening in the Marycrest neighborhood on East Court Street in May, 1962. The Bank was founded by Ford auto dealer, real estate developer, and philanthropist Romy Hammes. Romy established the Bank after recognizing a need for greater local decision making.
  • Res-Com Mortgage Corporation
  • 1211 22nd St, Oak Brook, IL, 60523
  • Res-Com Mortgage Corporation is an ILLINOIS RESIDENTIAL MORTGAGE LICENSEE. We work closely with progressive and well secured financial institutions in securing loans for our clients. Contact Res Com Mortgage Corporation to find out more about the products and services we can provide. For years, Res-Com Mortgage has been making Residential and Comme
  • Nationwide Mortgage & Realty, LLC
  • 2625 Butterfield Road, Suite 308 S, Oak Brook, IL, 60523
  • Nationwide Mortgage & Realty, LLC Loan Originators, loan processors, and support staff will work around the clock to ensure your loan closes on time We pride ourselves on exceeding our customer’s expectations in finding competitive rates, service, and options for a home loan that is right for you.
  • Midwest Equity Mortgage, LLC
  • 2001 Spring Road, Suite 100, Oak Brook, IL, 60523
  • Midwest Equity Mortgage, a division of Celebrity Home Loans, LLC, we've assembled a team of mortgage specialists dedicated to helping our customers make the most of their largest and most important investment – their home. Built on a strong foundation of experience, commitment and customer service.
  • EClick Lending
  • "2001 Spring Road Suite 200", Oak Brook, IL, 60523
  • eClick Lending is an online mortgage company designed to help you achieve your mortgage goals at your convenience. As a division of Midwest Equity Mortgage, you can rest assured eClick Lending has the backing of an established mortgage company with a strong foundation of experience, commitment and customer service
  • Acclaim Mortgage Corp.
  • 2815 Forbs Ave, Suite 107-59, Hoffman Estates, IL, 60192
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.