2026 FHA Loan Limits for Princeton, Bureau County, Illinois

For 2026, the FHA loan limits in Princeton county, Bureau, IL are as follows: $472,030 for single-family homes, $604,400 for two-unit buildings, $730,525 for three-unit developments, and $907,900 for buildings with four units.

On the conventional loan side, the highest loan amount for a single-family home is $726,200. The limit increases to $929,850 for two-unit structures, $1,123,900 for three-unit buildings, and $1,396,800 for properties with four units.

Leverage our FHA calculator to review today’s top FHA interest rates, and determine your downpayment, required income, credit score, reserves, and necessary documents to qualify for a loan.

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Evaluate Your Loan Choices in Princeton, IL

The Lendersa® calculator is designed to facilitate direct comparisons of FHA rates and terms with those available in other loan programs such as conventional, jumbo, VA, USDA, non-QM, and hard money loans. Dive into these comparisons to find the most fitting option.

Lendersa® efficiently gathers data from a vast collection of lenders, resulting in quick comparisons tailored to your unique financial situation and needs.

Look at the Loan Limits Comparison Table for 2026 in Princeton county, Bureau, IL to examine the highest possible loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To scrutinize qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Princeton county of Bureau, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Princeton FHA Lenders

  • Peoples National Bank of Kewanee
  • 207 North Tremont Street, Kewanee, IL, 61443
  • Lends in Illinois
  • Peoples National Bank of Kewanee is a long-standing institution in Central Illinois. Serving Kewanee for over 90 years, Peoples National Bank of Kewanee also serves the communities of Annawan, Bradford, Dwight, Manlius, Reynolds, Seneca

    On March 1, 1928, Peoples State Savings Bank opened its doors at the corner of Tremont and Second Streets.

  • The First National Bank of Ottawa
  • 701 LaSalle Street, Ottawa, IL, 61350
  • Lends in Illinois
  • The First National Bank of Ottawa has marked over 150 years of innovation, bold initiative, and community leadership as an independent community bank. The following provides an overview of some historic highlights and insight into the traditions that have served us well, both as an integral partner in the development of our communities.

  • First Federal Savings Bank (Illinois)
  • 633 La Salle St, Suite 1, Ottawa, IL, 61350
  • Lends in Illinois
  • Established in 1889, First Federal Savings Bank has been serving the needs of its customers for over 130 years. First Federal Savings Bank is a Mutually owned bank with 12 locations to serve you. Our corporate headquarters is in Ottawa, Illinois. As a Mutual Savings Bank, we cannot be bought or sold. Our name will remain the same.

  • Community State Bank IL
  • 625 SE 2nd Street, Galva, IL, 61434
  • Lends in Illinois
  • November 3, 1980: Community State Bank opened its doors for business to meet the needs of the people of Galva and surrounding communities. Organized by local businessmen, the Bank started with $1 million in stock that was sold to 240 local investors. Our people are your people! Our insurance services help you worry about one less thing.

  • FLAT BRANCH HOME LOANS
  • 3408 Willow Knolls Dr, Peoria, IL, 61614
  • Lends in Illinois
  • Flat Branch Home Loans is focused on providing low rate mortgages in Missouri with unparalleled service and expertise. Our experienced staff is the brightest in the industry and is ready to help you find the mortgage for your next home purchase or refinance. Please visit our web page at flatbranchhomeloans.com.

  • Advantage One Credit Union
  • 204 N Jackson Street, Morrison, IL, 61270
  • Lends in Illinois
  • Advantage One Credit Union has been open since 1998. The credit union has assets totaling $25.38 Million and provides banking services to more than 3,000 members

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Waterman Bank
  • 248 W. Lincoln Hwy., Waterman, IL, 60556
  • Lends in Illinois
  • Waterman Bank, originally founded as “Waterman State Bank” by Humphrey Roberts in 1891, has been a pillar of the local Waterman and surrounding Southern DeKalb County community for over 110 years. Roberts, with the help of his sons, crafted Waterman State Bank’s time-tested foundation.

  • Farmers State Bank
  • 104 East Main St., Elmwood, IL, 61529
  • Lends in Illinois
  • For 150 years, Farmers State Bank has supported Elmwood and the surrounding areas. From the first location in H.P. Tracy’s dry goods store to our current site on East Main Street, we have always been focused on community.

    When you choose to bank with us at Farmers State, you are choosing to bank with real people with real expertise

  • Morris Building & Loan
  • 211 E Jefferson St, Morris, IL, 60450
  • Lends in Illinois
  • Morris Building and Loan is a branch of First Secure Community Bank that serves residents of Morris and the surrounding areas. We offer a full range of personal and business banking products. We have been proud to serve the Morris area for more than 100 years.

    Member FDIC. Equal Housing Lender.

  • Resource Bank
  • 555 Bethany Rd, Dekalb, IL, 60115
  • Lends in Illinois
  • At Resource Bank, we believe the relationship between a bank and its clients should be based on a mutual trust; something that will last for years and benefit you for a lifetime. For more than a century, we’ve taken pride in giving you individual attention - from people who really care.