2026 FHA (Government Loans) Limits for Princeton, Bureau County, Illinois

For 2026, the FHA loan limits in Princeton county, Bureau, IL are as follows: $472,030 for single-family homes, $604,400 for two-unit buildings, $730,525 for three-unit developments, and $907,900 for buildings with four units.

On the conventional loan side, the highest loan amount for a single-family home is $726,200. The limit increases to $929,850 for two-unit structures, $1,123,900 for three-unit buildings, and $1,396,800 for properties with four units.

Leverage our FHA calculator to review today’s top FHA interest rates, and determine your downpayment, required income, credit score, reserves, and necessary documents to qualify for a loan.

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Evaluate Your Loan Choices in Princeton, IL

The Lendersa® calculator is designed to facilitate direct comparisons of FHA rates and terms with those available in other loan programs such as conventional, jumbo, VA, USDA, non-QM, and hard money loans. Dive into these comparisons to find the most fitting option.

Lendersa® efficiently gathers data from a vast collection of lenders, resulting in quick comparisons tailored to your unique financial situation and needs.

Look at the Loan Limits Comparison Table for 2026 in Princeton county, Bureau, IL to examine the highest possible loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To scrutinize qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Princeton county of Bureau, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • American Street Capital
  • 121 W. Wacker Drive Suite 2206, Chicago, IL, 60601
  • Lends in Illinois
  • American Street Capital, LLC (“ASC”) is a national commercial mortgage banking firm with extensive correspondent lending relationships. ASC specializes in securing balance sheet and CMBS loans for multi-family, mixed-use, student housing, mobile home parks, assisted living, hospitality, retail, office, self storage, owner-occupied properties

  • Northview Bank & Trust
  • 245 Waukegan Rd, Winnetka, IL, 60093
  • Lends in Illinois
  • Northview Bank & Trust, a Wintrust Community Bank, offers reliable and convenient banking solutions tailored to our customers, their needs, and our unique community. No matter your personal financial goal or small business banking need, we can help. But, we also go above and beyond basic financial solutions

  • 1st Eagle Mortgage Inc
  • 790 West Frontage Road, Suite 418, Northfield, IL, 60093
  • Lends in Illinois
  • 1st Eagle Mortgage is a full-service mortgage company, working closely with current and prospective property owners in the Chicagoland area to create tailor-made mortgages to meet their needs. Our focus is on you, the customer. We understand that every customer’s situation is unique.

  • Dimension Mortgage Corp
  • 1000 Skokie Blvd, Suite 570, Wilmette, IL, 60091
  • Lends in Illinois
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Lake Forest Bank & Trust Company, National Association
  • 727 N. Bank Lane, Lake Forest, IL, 60045
  • Lends in Illinois
  • Lake Forest Bank & Trust Company is a true community bank. Our promise is to provide customers with good old-fashioned personal service and a broad range of quality financial products. Being a locally controlled and managed bank gives us the unique ability to make decisions more quickly and to provide more customized services.

  • DIAMOND RESIDENTIAL MORTGAGE CORPORATION
  • 582 Oakwood Ave, Lake Forest, IL, 60045
  • Lends in Illinois
  • Diamond Residential Mortgage is committed to helping our customers find the right mortgage product for their needs. We understand every borrower is different and we offer a wide variety of products to meet individual requirements. We make the process of securing a mortgage simple and straightforward by offering the latest financial tools.

  • MFS Mortgage Service Inc.
  • 1704 W Foster Avenue, Chicago, IL, 60640
  • Lends in Illinois
  • We are a Direct Lender and broker in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.

  • Molitor Financial Group
  • 5412 N. Clark Street #223, Chicago, IL, 60640
  • Lends in Illinois
  • Molitor Financial Group was created in 2005. We are a boutique lending firm which allows us the ability to focus all of our resources on you, the client. We are able to offer you the lending power of large corporate banks without treating you like you are just another borrower. We take the time to get to know you as a person.

  • Femme Capital Partners LLC
  • 355 East Ohio Street, Suite 2010, Chicago, IL, 60611
  • Lends in Illinois
  • Femme Capital Partners, LLC is a company by women, for women that understands the challenges that women and minorities face with discrimination for their marital status, familial status and ethnicity. The company will provide that value, paving the way to financial freedom and wealth creation.

  • PartnerOwn LLC
  • 211 East Ohio Street, Suite 510, Chicago, IL, 60611
  • Lends in Illinois
  • Safe Rate is a full-service mortgage lender based in Chicago offering conventional loan products. We also offer our very own Safe Rate Mortgage for borrowers who have less than a 10% down-payment. We are outsiders, who have reimagined the mortgage industry to put the borrower first, and we hope that you'll join us in our mission.

  • Bander Mortgage Inc
  • 378 Park Avenue, Unit 2E, Glencoe, IL, 60022
  • Lends in Illinois
  • We are a full-service mortgage company helping real estate professionals and homeowners thoughout the Chicago area. Bander Mortgage offers a very wide range of mortgage products. This allows us to fit the best loan to the specific needs of each client. Our products range from conventional, Jumbo, FHA, VA, Fix & Flips loans and more.