2026 FHA Loan Limits for Princeton, Bureau County, Illinois

For 2026, the FHA loan limits in Princeton county, Bureau, IL are as follows: $472,030 for single-family homes, $604,400 for two-unit buildings, $730,525 for three-unit developments, and $907,900 for buildings with four units.

On the conventional loan side, the highest loan amount for a single-family home is $726,200. The limit increases to $929,850 for two-unit structures, $1,123,900 for three-unit buildings, and $1,396,800 for properties with four units.

Leverage our FHA calculator to review today’s top FHA interest rates, and determine your downpayment, required income, credit score, reserves, and necessary documents to qualify for a loan.

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Evaluate Your Loan Choices in Princeton, IL

The Lendersa® calculator is designed to facilitate direct comparisons of FHA rates and terms with those available in other loan programs such as conventional, jumbo, VA, USDA, non-QM, and hard money loans. Dive into these comparisons to find the most fitting option.

Lendersa® efficiently gathers data from a vast collection of lenders, resulting in quick comparisons tailored to your unique financial situation and needs.

Look at the Loan Limits Comparison Table for 2026 in Princeton county, Bureau, IL to examine the highest possible loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To scrutinize qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Princeton county of Bureau, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • First Alliance Home Mortgage
  • 20 Jackson Drive, 2nd Floor, Cranford, NJ, 07016
  • Lends in Illinois
  • First Alliance Home Mortgage, L.L.C. opened in 2004 and has since become one of the premier lenders in New Jersey. A Mortgage Banker/Broker with tremendous resources and a wide array of mortgage products we are committed to providing you with the best rates and mortgage programs available in today's market.

  • REMN Wholesale
  • 194 Wood Avenue South, 9th Floor, Iselin, NJ, 08830
  • Lends in Illinois
  • REMN Wholesale is a proud 2021 GOLD SPONSOR of AIME (Association of Independent Mortgage Experts), for the 2nd consecutive year. This exemplifies our never-ending, decades long, commitment of supporting the national mortgage broker community. REMN Wholesale a trusted, highly-dependable, efficient, national wholesale lender.

  • Guild Mortgage Company
  • 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009
  • Lends in Illinois
  • Guild Mortgage has become one of the nation’s leading independent ‭mortgage providers by following a ‭simple rule—doing what’s right for our customers.
    When you choose Guild, you get:
    - A commitment closing your loan on time
    - A wide array of ‭specialized products and programs for every type of homebuyer

  • Mortgage Lending Enterprises, LLC
  • 1508 Flamingo Road, Gretna, LA, 70056
  • Lends in Illinois
  • At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!

  • Reverse Mortgage Funding LLC
  • 1455 Broad St. 2nd Floor, Bloomfield, NJ, 7003
  • Lends in Illinois
  • At Reverse Mortgage Funding LLC (RMF), we are dedicated to helping older Americans live the retirement lifestyle that they imagined and deserve, in the comfort of their own home. Reverse mortgages are our only line of business, and meeting the needs of this important segment of our society is at the core of everything we do.

  • FM Home Loans
  • 1229 Madison Avenue, 1st Floor, Lakewood, NJ, 08701
  • Lends in Illinois
  • Since its inception in 1991, FM Home Loans, LLC has been helping homeowners from all backgrounds purchase their dream home. With more than one billion in closed purchased transactions in 2015 alone, our company of over 175 employees are dedicated to the highest standards of ethics, responsiveness and customer service.

  • Northstar Funding Inc
  • 79 Hudson Street, Suite 301A, Hoboken, NJ, 07030
  • Lends in Illinois
  • When we started NorthStar Funding, there were many other companies out there. We didn’t want to be just another company, so the question was, “How to make NorthStar Funding better than the others.” The answer was to be customer driven and to provide exceptional customer service. We understand what a stressful time this can be.

  • Popular Bank
  • 85 Broad Street, New York, NY, 10004
  • Lends in Illinois
  • Popular continuously aims to build on its reputation for sound financial guidance, identifying areas of opportunity, and creating innovative partnerships that will enhance our clients’ banking experience. We are committed to making dreams happen, by providing financial solutions every step of the way.

  • MoFin Lending
  • 79 Madison Avenue, 9th Floor, New York, NY, 10016
  • Lends in Illinois
  • MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.

  • GuardHill Financial Corp
  • 140 East 45th Street, 31st FL, New York, NY, 10017
  • Lends in Illinois
  • GuardHill Financial Corp. (NMLS #1609 - www.nmlsconsumeraccess.org) is a New York City-based mortgage banker and brokerage company originating approximately $1 Billion annually. For over 26 years, GuardHill has maintained its reputation as the Tri-state area’s premier independent mortgage lender.

  • NATIONWIDE MORTGAGE BANKERS, INC.
  • 120 Sylvan Avenue, Suite 101, Englewood Cliffs, NJ, 07632
  • Lends in Illinois
  • Nationwide Mortgage Bankers Inc. was founded with the belief that achieving the American Dream of homeownership should be a straightforward and stress free process. We strongly believe that the best way to service our clients is not only to educate them on their home financing options but to also provide the best possible service