For 2025 in Poplar-Grove, situated in Boone, IL, the FHA loan thresholds are as follows: a maximum of $356,362 for a single-family residence, $456,275 for properties with two units, $551,500 for holdings with three units, and $685,400 for those with four units.
In the realm of conventional loans, the upper limit for financing a single-family home stands at $548,250. For duplexes, the limit rises to $702,000, going up to $848,500 for triplex properties, and peaking at $1,054,500 for four-unit residential structures.
Our FHA calculator serves as a valuable resource to uncover today's most competitive FHA rates and helps in calculating the necessary downpayment. Furthermore, it evaluates income requirements, credit eligibility, reserve needs, and documentation required for successful approval.
Scrutinize a myriad of loan offers from over 100 different lenders, allowing you a broad array of financial pathways.
Our robust Lendersa® calculator not only lets you align FHA lending rates and terms but also allows a comprehensive comparison against a diverse set of loan programs, encompassing Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
Accessing vast datasets from thousands of lenders, Lendersa® efficiently provides a thorough analysis tailored to meet your specific financial profile and needs, delivering personalized results within seconds.
The Loan Limits Comparison Table for 2025 covering Poplar-Grove in Boone, IL facilitates a clear examination of the limits set for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) loans, along with provisions for hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to intimately assess qualification standards including income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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