FHA Loan Max Loan amount for Candlewick-Lake, Boone County, IL in 2026

In 2026, FHA loan limits in Candlewick-Lake county, Boone, IL are $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units.

The conventional loan limits on a single-family home are $548,250, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Use our FHA calculator for today's best rates and determine needed downpayment, income, credit, reserves, and required documents to qualify.

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Discover Loan Options in Candlewick-Lake, IL

Compare FHA rates and terms with those of other loans using the Lendersa® calculator. Access options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® quickly aligns data from thousands of lenders with your financial particulars for a personalized comparison.

The Loan Limits Comparison Table for 2026 in Candlewick-Lake, Boone, IL offers an overview of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for qualification needs analysis.

Loan limits Candlewick-Lake county of Boone, IL

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Candlewick-Lake FHA Lenders

  • Rock Valley Credit Union
  • 1201 Clifford Ave, Loves Park, IL, 61111
  • Lends in Illinois
  • Rock Valley Credit Union is a full-service financial institution serving members since 1968. The credit union now serves approximately 13, 000 members. Our main office is located in Loves Park, IL with branch offices in Machesney Park and Rochelle. Rock Valley Credit Union currently serves

  • MembersAlliance Credit Union
  • 2550 South Alpine Road, Rockford, IL, 61108
  • Lends in Illinois
  • At MembersAlliance, our purpose is to enrich the lives of those we serve through financial service. Your financial freedom is closer than you may think. Aiming to maximize your experience regardless of whether you’re engaging with our team in branch, online, or in the community, we want you to save more

  • Prairie Community Bank
  • 800 West Grant Highway, Marengo, IL, 60152
  • Lends in Illinois
  • Prairie Community Bank was established on April 2, 1998 as a locally owned and independent bank. We opened as Prairie State Bank and on January 1, 2004 we changed the bank’s name to Prairie Community Bank, to better reflect our commitment and focus on our surrounding communities. Each day.

  • Al Martinez Mortgage Broker, Huntley
  • 10417 Dawson St, Huntley, IL, 60142
  • Lends in Illinois
  • I’m Al Martinez. I’d like to help you qualify for an affordable mortgage to purchase or refinance your home. My career in mortgage lending began in 2002 (I swear, the housing crash is not my fault). Since the sub-prime mortgage meltdown began in 2007, 70% of the people in our industry left the business.

  • Stillman Bank
  • 101 East Main Street, Stillman Valley, IL, 61084
  • Lends in Illinois
  • "Stillman Bank is a local, independently-owned community bank founded in 1882 and has been meeting the financial needs of our customers in northern Illinois for more than a century.

    We offer the products and services you expect from big banks, but we do it with a friendly, hometown touch. And, because we are a community bank,"

  • Illinois Community Credit Union
  • 508 W. State Street, Sycamore, IL, 60178
  • Lends in Illinois
  • Illinois Community Credit Union began in 1935 as Sycamore Community Credit Union. Community leaders came together to form a financial institution that was owned by and operated for the benefit of the people of Sycamore and the surrounding area. Sycamore Community Credit Union provided a place where local residents could borrow at reasonable rates.

  • Source 1 Mortgage
  • 1430 Dekalb ave, Sycamore, IL, 60178
  • Lends in Illinois
  • Source 1 Mortgage has zero lender fees and is the largest Mortgage Brokerage in DeKalb county. We specialize in low down payment programs, as well as FHA, VA, Conventional and USDA loans. As a Brokerage we are able to works with some of the largest investors and mortgage wholesalers in the nation to offer you the widest array of product

  • Lifestone Mortgage Corporation
  • 2401 West US Highway 20, Suite 206, Pingree Grove, IL, 60140
  • Lends in Illinois
  • Lifestone Mortgage, our experience, integrity, and unsurpassed service will guide you through the important process and decisions related to home financing. Whether you are a First Time Homebuyer, Trade-up Candidate, or Refinancing to save on your monthly payment or to finance education or for investment.

  • Byron Bank
  • 200 N Walnut St, Byron, IL, 61010
  • Lends in Illinois
  • Byron Bank is to help people fulfill their financial dreams and goals. We specialize in mortgage lending and originate hundreds of mortgages a year. Our experienced and professional mortgage lending team is committed to assisting clients with the local knowledge and quality service they need to purchase the home of their dreams.

  • McHenry Savings Bank
  • 353 Bank Drive, McHenry, IL, 60050
  • Lends in Illinois
  • At MSB we educate and empower our clients so they can go fearlessly forward in their unique financial journey. Our team is committed to understanding your financial needs and objectives so we can craft solutions to meet your transacting, borrowing, and investing needs in a secure, transparent, and cost-effective manner.