During 2026, the FHA loan limits for Romeoville county in Will, IL, are established as $472,030 for single-family homes. These limits rise to $604,400 for two-unit properties, $730,525 for three units, and are capped at $907,900 for buildings with four units.
For conventional loans, the maximum limit for a single-family residence is $726,200. This extends to $929,850 for homes with two units, advances to $1,123,900 for three-unit dwellings, and reaches $1,396,800 for four-unit properties.
Our FHA calculator can help you find today’s top FHA rates, as well as determine necessary downpayment, income level, credit status, reserves, and documentation required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Research and compare various options, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans, alongside FHA.
Drawing from thousands of lenders, Lendersa® procures extensive loan data, enabling quick and accurate comparisons tailored to your specific financial situation and needs.
Refer to the Loan Limits Comparison Table for 2026 in Romeoville county of Will, IL for a comprehensive look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), as well as Hard Money loans. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification requirements like income, reserves, and credit in greater detail.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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