In the year 2026, if you're considering an FHA loan in Homer-Glen county of Will, IL, the cap is set at $379,500 for a single-family home. For two-unit structures, it's $485,800, for three units, it's $587,250, and for four units, you can obtain up to $729,800.
Meanwhile, conventional loan maximums are noteworthy too, with a limit of $548,250 for a single-family dwelling, $702,000 for two-unit residences, $848,500 for three, and $1,054,500 for four-unit properties.
Try out our FHA calculator to discover today’s optimal FHA rates and to understand what downpayment, income level, credit score, reserves, and documents are required for eligibility.
The Lendersa® calculator enables detailed comparison of FHA rates & terms alongside other available loan programs. Dive into comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® compiles loan program information from a vast number of lenders, offering a rapid comparison tailored to your unique financial situation and requirements.
This year 2026 in Homer-Glen, IL, within the county of Will, our Loan Limits Comparison Table showcases the top loan amounts permitted for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve deeper into requirements like income, credit, and reserves, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $303,600 | $303,600 | $303,600 | $303,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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