In 2026, within Sleepy-Hollow county of Kane, IL, the FHA loan limits are $379,500 for a single-family home, $485,800 for 2-units, $587,250 for 3-unit residences, and $729,800 for properties with 4-units.
For conventional loans on a single-family home, the highest loan amount is $548,250, with limits of $702,000 for two units, $848,500 for 3-unit homes, and $1,054,500 for four units.
Use our FHA calculator to find today’s leading FHA rates and assess necessary requirements, including downpayment, income, credit rating, reserves, and essential documents needed for qualification.
The Lendersa® calculator assists you in comparing FHA rates and terms with those of other loan programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers extensive loan program data from thousands of lenders, aligning it swiftly with your custom financial profile and distinct needs.
The Loan Limits Comparison Table for 2026 in Sleepy-Hollow, Kane, IL, outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification criteria including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $303,600 | $303,600 | $303,600 | $303,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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