In 2026, the FHA loan limits for South-Holland county in Cook, IL are set at $379,500 for a single-family home. For 2-units, it's $485,800, for 3-units, $587,250, and for 4-units, it's $729,800.
The maximum for conventional loan amounts on single-family residences is $548,250. For 2-units, the cap is $702,000, for 3-units, $848,500, and for 4-units, $1,054,500.
Utilize our FHA calculator to check today’s leading FHA rates and figure out the required downpayment, income, credit, reserves, and necessary documents for qualification.
With the Lendersa® calculator, compare FHA rates and terms with all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers data from thousands of lenders and provides comparisons tailored to your unique financial profile and needs.
For 2026 in South-Holland, county of Cook, IL, the Loan Limits Comparison Table showcases maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
