As of 2026, the FHA loan limit in Sugar-Grove county of Kane, IL, is $379,500 for single-family homes, $485,800 for two-unit properties, $587,250 for those with three units, and $729,800 for four-unit homes.
The upper limit for conventional loans on a single-family residence is $548,250. For two units, it's $702,000, for three units, $848,500, and for units with four, it's $1,054,500.
Use our FHA calculator to find the best FHA rates today, and identify the downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms with various other loan programs. Include options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly acquires loan program data from multiple lenders to match your financial profile and needs precisely.
The Loan Limits Comparison Table for 2026 in Sugar-Grove county within Kane, IL, provides a detailed look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand qualification requirements such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $303,600 | $303,600 | $303,600 | $303,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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