In 2026, within Washington-Park county of St. Clair, IL, the FHA loan limits are $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for residences with four units.
For conventional loans aimed at single-family homes, the ceiling amounts are $548,250, with $702,000 for 2-unit structures, $848,500 for 3-units, and $1,054,500 for four-unit properties.
To access today’s best FHA rates and pinpoint the required downpayment, income, credit, reserves, and documents needed for qualification, try our FHA calculator.
Utilize the Lendersa® calculator to compare FHA rates and terms alongside those for other loan programs. Evaluate and contrast various options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® gathers detailed loan program data from thousands of lenders and efficiently matches it with your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Washington-Park, county of St. Clair, IL, outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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