In 2026, the FHA loan limit for Wauconda county, part of Lake, IL, is $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
For conventional loans, the maximum for a single-family residence is $726,200. This rises to $929,850 for two-unit residences, $1,123,900 for three-unit properties, and reaches $1,396,800 for four-unit structures.
Make use of our FHA calculator to view the best FHA rates today and identify the necessary downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator assists in comparing FHA rates and terms with those of other loan programs. Analyze Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison with FHA options.
Lendersa® sources loan program data from thousands of lenders, providing swift comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Wauconda county of Lake, IL allows a side-by-side look at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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