For 2026 in Round-Lake-Beach county within Lake, IL, the FHA loan limits are as follows: $379,500 for a single-family home, $485,800 for two-unit residences, $587,250 for three units, and $729,800 for properties with four units.
Concerning conventional loans, the maximum available for a single-family dwelling is $548,250. For two-unit homes, it goes up to $702,000, for three-unit buildings it's $848,500, and for four-unit structures, it reaches $1,054,500.
Use our FHA calculator to access today’s best rates and to determine essential details like downpayment, required income, credit scores, reserves, and documentation necessary to qualify.
The Lendersa® calculator enables an effective comparison of FHA rates and terms with those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from a network of thousands of lenders, quickly matching it to your financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Round-Lake-Beach, county of Lake, IL, offers comprehensive insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. With Lendersa®'s Super Loan Integrated Qualifier (SLIQ™), evaluate qualifications such as income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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