For 2026, within Austin county of Scott, IN, the FHA loan limit is set at $472,030 for single-family homes. A 2-unit property has a limit of $604,400, whereas a 3-unit structure reaches $730,525, with 4-unit buildings capped at $907,900.
The maximum amount for conventional loans on single-family residences stands at $726,200. The limits extend to $929,850 for dual-unit properties, $1,123,900 for three-unit homes, and $1,396,800 for structures with four units.
By utilizing our FHA calculator, you can uncover the current optimal FHA rates and evaluate what's essential for your down payment, required income, credit score, reserves, and necessary documentation to qualify.
The Lendersa® calculator facilitates the side-by-side comparison of FHA rates and terms alongside those of various other loan programs. You can explore conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans, comparing them to FHA options.
Access to an extensive network of lenders allows Lendersa® to quickly consolidate loan program data, matching it against your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Austin, Scott, IN allows a detailed look at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To review qualification details such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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