In 2025, the FHA loan limit in Dunlap county of Elkhart, IN is $472,030 for a single-family home. It increases to $604,400 for two-unit properties, $730,525 for three-unit dwellings, and $907,900 for four-unit buildings.
The maximum loan amount for conventional loans on a single-family residence is $726,200. For duplexes, it is $929,850, for triplexes $1,123,900, and for quadruplexes, it's $1,396,800.
Use our FHA calculator to explore today's leading FHA rates and determine necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator facilitates comparison of FHA rates and terms with those of other loan programs. Investigate options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA terms.
Lendersa® compiles extensive loan program data from thousands of lenders and compares it rapidly with your unique financial profile and needs.
For 2025, the Loan Limits Comparison Table in Dunlap county of Elkhart, IN assists in comparing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To evaluate qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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