In 2026, the FHA loan limit in Elwood county of Madison, IN is set at $472,030 for a single-family home. For two-unit properties, the limit is $604,400, for three units it is $730,525, and for residential buildings with four units, the cap increases to $907,900.
The highest amount available for conventional loans on single-family residences reaches $726,200. For duplexes, the limit extends to $929,850, for triplex units, it rises to $1,123,900, and for quadruplex structures, the limit is $1,396,800.
Take advantage of our FHA calculator to see today's most favorable FHA rates, helping determine the required downpayment, income requirements, credit assessment, reserves, and necessary documents for qualification.
The Lendersa® calculator allows a thorough comparison of FHA rates and terms with those of other loan programs. Delve into exploring and comparing choices like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans against the backdrop of FHA offerings.
Lendersa® collaborates with thousands of lenders to gather comprehensive loan data, which is swiftly compared to your financial profile to match your unique needs perfectly.
Refer to the Loan Limits Comparison Table for 2026 in Elwood county within Madison, IN to directly compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts, ensuring you meet your financial goals. To evaluate qualification requirements such as income, reserves, and credit assessments, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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