In 2026, the FHA loan limit for Alexandria in Madison, IN, is $472,030 for a single-family home. For two-unit properties, the limit is set at $604,400, for three-unit homes the cap is $730,525, and for four units, it rises to $907,900.
The maximum amount for conventional loans on a single-family residence is $726,200, with $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for four-unit buildings.
Our FHA calculator offers access to today’s top FHA rates and helps determine the necessary downpayment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator grants you the ability to compare FHA rates and terms against those of various other loan programs. Explore and contrast options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Thousands of lenders provide data which Lendersa® analyzes rapidly, comparing it to your unique financial profile and specific requirements.
The Loan Limits Comparison Table for 2026 in Alexandria, Madison, IN provides a detailed comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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