2026 FHA Loan Limits for Evansville, Vanderburgh County, Indiana

In the year 2026, the FHA loan limits for Evansville in the county of Vanderburgh, IN, are set at $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for three units, and $907,900 for buildings with four units.

The maximum allowable amounts for conventional loans on a single-family residence are $726,200. For two-unit properties, the limit is $929,850, for three units, it's $1,123,900, and for four units, the cap is $1,396,800.

Utilize our FHA calculator to find today’s best FHA rates and determine the necessary down payment, income, credit, reserves, and documentation required to qualify.

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Explore Your Loan Options in Evansville, IN

The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs. Investigate and weigh options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.

Lendersa® efficiently gathers loan data from thousands of sources, matching it against your unique financial profile and requirements.

The Loan Limits Comparison Table for 2026 in Evansville, Vanderburgh, IN, provides a detailed comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria such as income, reserves, and credit.

Loan limits Evansville county of Vanderburgh, IN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Evansville FHA Lenders

  • United Fidelity Bank
  • 18 N.W. Fourth Street, Evansville, IN, 47708
  • Lends in Indiana
  • United Bank Downtown Banking CenterSince 1914, United Bank has been dedicated to building long term relationships with our customers. Our mission is to be the premier community banking institution providing financial services for our market, by surpassing customer's expectations and fulfilling community needs in a manner that enhances value.

  • Old National Bank
  • 1 Main St, Evansville, IN, 47708
  • Lends in Indiana
  • Old National Bancorp is the largest financial services holding company headquartered in Indiana. With $24.0 billion in assets, we rank among the top 100 banking companies in the United States. Since our founding in Evansville, Ind., in 1834, we have focused on community banking by building long-term highly valued partnerships with our clients.

  • TRH Mortgage
  • 4600 Washington Ave, Suite 107, Evansville, IN, 47714
  • Lends in Indiana
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Diamond Valley Federal Credit Union
  • 840 East Diamond Avenue, Evansville, IN, 47711
  • Lends in Indiana
  • Diamond Valley Federal Credit Union is a full-service financial institution and deposits are insured by the NCUA up to $250,000. Our members own Diamond Valley Federal Credit Union so we have no outside stockholders and our Board of Directors are volunteers. Diamond Valley is not-for-profit so we can return profit back to the members

  • Heritage United Mortgage Services
  • 1420 N Weinbach Ave, Evansville, IN, 47711
  • Lends in Indiana
  • We are a family owned mortgage lender dedicated to making the home loan process simple and fast. Dan Phillips has been in the mortgage industry for the past 30 years and strives to offer excellent service, low competitive rates and mortgage loan programs that meets your specific need.

  • First Federal Savings Bank IN
  • 5001 Davis Lant Drive, Evansville, IN, 47715
  • Lends in Indiana
  • Our Mission at First Federal is to provide escalating shareholder value through ever-increasing profitability & quality growth by building loyal, profitable customer relationships with individuals and businesses in the tri-state area. These relationships will be built by effectively marketing our financial products and services and delivering them.

  • Peoples Trust & Savings Bank
  • 2201 N. Green River Rd, Evansville, IN, 47715
  • Lends in Indiana
  • Peoples Trust and Savings Bank is the hometown bank with longstanding ties to the community, big enough to provide the resources and banking services our customers need and want, yet small enough to care about each customer. We're a "Main Street"​ bank, not a Wall Street financial institution, so we provide personalized customer service.

  • Mortgage Masters of Indiana
  • 501 N. Cross Pointe Blvd, Evansville, IN, 47715
  • Lends in Indiana
  • Mortgage Masters of Indiana, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Acceptance Home Mortgage, LLC
  • 101 Plaza East Blvd, Suite 232, Evansville, IN, 47715
  • Lends in Indiana
  • Acceptance Home Mortgage, LLC, has built an excellent reputation serving the lending needs of individual home buyers, builders and real estate professionals throughout Indiana and Kentucky.We have over 150 years combined experience lending on the American dream, as well as being licensed in multiple states.

Also lends in Indiana

  • Field & Main Bank
  • 140 North Main Street, Henderson, KY, 42420
  • At Field & Main Bank®, we believe that banking should be built on more than transactions. It should start with relationships. We have a heart for service and an appreciation for innovative experiences. We’re changing lives and strengthening communities by approaching relationships with care, honoring our values.