In 2026, the FHA loan limit for Indianapolis, situated in Marion, IN, is $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-unit homes, and $907,900 for four-unit properties.
The maximum allowable conventional loan amounts for a single-family home are $726,200. For two-unit properties, the limit is $929,850, for three-unit homes, it's $1,123,900, and $1,396,800 for four-unit buildings.
Our FHA calculator can be used to explore today's leading FHA rates and to determine the necessary downpayment, income, credit, reserves, and documents required for qualifying.
The Lendersa® calculator serves to compare FHA rates and terms with those of various other loan programs. Evaluate and compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans relative to FHA.
Lendersa® rapidly gathers data from thousands of lending institutions, aligning it with the unique requirements of your financial profile.
The Loan Limits Comparison Table for 2026 in Indianapolis, Marion, IN enables comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a thorough analysis of qualification necessities such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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