For 2026, the FHA loan limits in Lafayette, Tippecanoe, IN, are set at $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit houses, and $907,900 for buildings with four units.
The maximum conventional loan amounts available for a single-family residence are $726,200. For a two-unit property, the allowable limit is $929,850, while three-unit homes can reach $1,123,900, and four-units are capped at $1,396,800.
Utilize our FHA calculator to see today’s most favorable FHA rates and determine the required downpayment, income level, credit standards, reserves, and documentation for eligibility.
The Lendersa® calculator provides comparisons of FHA rates and terms with those of other loan types. Consider and evaluate alternatives like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.
With data collected from thousands of lenders, Lendersa® performs rapid assessments aligning with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 for Lafayette, Tippecanoe, IN, details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to explore criteria such as income, reserves, and credit qualifications comprehensively.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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