For 2026, the FHA loan limits in Delphi, within Carroll county, IN, are as follows: $472,030 for single-family homes, $604,400 for 2-unit properties, $730,525 for 3-unit homes, and $907,900 for properties with 4-units.
When it comes to conventional loans, the highest amount for a single-family residence is $726,200. For those with 2-units, the cap is $929,850. For 3-unit properties, it increases to $1,123,900, and for 4-units, the maximum reaches $1,396,800.
Our FHA calculator will show you today’s best rates and help you figure out what you need for down payments, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator allows you to examine and contrast FHA rates and terms with those from a variety of other loan programs. Explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® accesses extensive loan program data from thousands of lenders, providing quick comparisons against your unique financial profile and needs.
Consult the Loan Limits Comparison Table for 2026 within Delphi, Carroll, IN, to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To check qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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