For the year 2025, the FHA loan limit in the county of Lawrence, within Mitchell, IN, is specified as $472,030 for a single-family home. A 2-unit structure has a limit of $604,400, while the limit for 3-units is $730,525, and for 4-unit buildings, it is set at $907,900.
Regarding conventional loans, the highest permissible amount for a single-family residence is $726,200. The cap for 2-units is $929,850, whereas for 3-units, it reaches $1,123,900, and for 4-units, it is pegged at $1,396,800.
You can employ our FHA calculator to find today’s best FHA rates and to identify what down payment, income, credit, reserves, and documents are required to qualify.
The Lendersa® calculator allows you to evaluate and compare FHA rates and terms alongside those of all other loan programs. This includes exploring and matching conventional loans, jumbo loans, VA loans, USDA, Non-QM, and hard money loans with FHA.
Sourcing loan program details from thousands of lenders, Lendersa® swiftly compares and assesses your unique financial profile and needs.
Refer to the Loan Limits Comparison Table of 2025 for Mitchell within Lawrence, IN, for a comparison of maximum loan amounts across various loan types: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For an in-depth understanding of qualification requirements like income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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