For the year 2026, the FHA loan limit in Bedford county, Lawrence, IN is set at $472,030 for single-family homes, $604,400 for two-unit buildings, $730,525 for three units, and $907,900 for properties with four units.
Regarding conventional loans, the maximum possible amount for single-family residences is $726,200. For duplexes, the limit is $929,850, for triplexes it is $1,123,900, and it reaches $1,396,800 for four-unit buildings.
Our FHA calculator helps identify today’s best FHA rates. You can use it to determine the requisite downpayment, income, credit score, reserves, and necessary documentation for qualification.
The Lendersa® calculator enables a comprehensive comparison of FHA rates and terms with other loan programs. Explore and assess options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® accumulates broad loan program data from thousands of lenders and performs swift comparisons tailored to your exclusive financial situation and needs.
The Loan Limits Comparison Table for 2026 in Bedford county, Lawrence, IN offers a detailed look into comparative maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for in-depth evaluation of qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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