For the year 2026, the FHA loan limits established in New-Haven county of Allen, IN, dictate that a single-family home may qualify for a loan up to $356,362. For properties containing two units, the maximum is $456,275; for three-unit homes, $551,500; and for homes with four units, $685,400 is the cap.
When considering conventional loans, the maximum for a single-family residence stands at $548,250. For duplex residences, it's set at $702,000, for triplex units, the limit is $848,500, and for four-unit properties, the highest amount is $1,054,500.
You can utilize our FHA calculator to discover the favorable rates available today, and it will also help establish the necessary downpayment amount, income requirements, credit expectations, reserves, and documents one needs to qualify.
The Lendersa® calculator is a tool designed for comparing FHA rates and terms to all other available loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans. Analyze and evaluate these in conjunction with FHA options.
Obtaining data from thousands of lending sources, Lendersa® expertly compares this data with your personal and financial criteria in mere seconds, offering you insights directed at your unique needs.
For the 2026 comparison of lending limits across the board, examine the Loan Limits Comparison Table located in New-Haven county of Allen, IN. This allows you to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans by their maximum amounts. To also assess the varying qualification criteria such as income levels, reserves, and credit scores, Lendersa® offers the Super Loan Integrated Qualifier (SLIQ™) for detailed comparison.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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