In 2025, the FHA loan limit for Notre-Dame county of St. Joseph, IN stands at $356,362 for a single-family home. It extends to $456,275 for two-unit properties, $551,500 for homes with three units, and $685,400 for four-unit buildings.
The maximum allowed for conventional loans on single-family residences is $548,250. For duplexes, it's $702,000, triplexes have a limit of $848,500, and quadruplexes are capped at $1,054,500.
Use our FHA calculator to see today’s leading FHA rates and determine the downpayment, income, credit, reserves, and associated documents needed to qualify.
The Lendersa® calculator provides a comprehensive tool for comparing FHA rates and terms with those from other loan programs. Evaluate and weigh options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans side-by-side with FHA.
Lendersa® compiles expansive loan program data from thousands of lenders, swiftly comparing it against your unique financial profile and goals.
The Loan Limits Comparison Table for 2025 in Notre-Dame county of St. Joseph, IN offers an examination of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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