In 2026, the FHA loan limit in Peru county within Miami, IN is $472,030 for a single-family home. It increases to $604,400 for two units, $730,525 for three units, and $907,900 for four-unit homes.
The maximum amount for conventional loans is $726,200 on a single-family home, $929,850 for two-unit residences, $1,123,900 for three-unit properties, and $1,396,800 for four-unit dwellings.
Our FHA calculator can show today’s best FHA rates and help determine the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows for comparing FHA rate & terms with those from other loan programs. Investigate and compare Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® rapidly matches loan data from thousands of lenders against your financial profile and requirements in seconds.
Check the Loan Limits Comparison Table for 2026 in Peru county of Miami, IN to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification needs like income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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