In the year 2026, the FHA loan limits for Kokomo located in the county of Howard, IN, are established at $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit buildings.
The maximum permissible amounts for conventional loans on a single-family property are $726,200. For two-unit houses, it's $929,850, for three units, it reaches $1,123,900, and for four-units, it is set at $1,396,800.
Utilize our FHA calculator today to find the best available rates and to determine the necessary down payment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator allows comparisons of FHA rates and terms with those of other loan programs. Evaluate possibilities such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly gathers extensive loan data from a vast number of lenders, aligning it with your financial profile and individual needs.
In the Loan Limits Comparison Table for 2026 in Kokomo, Howard, IN, you'll find a side-by-side analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to thoroughly review qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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