2026 FHA (Government Loans) Limits for Plainfield, Hendricks County, Indiana

In the year 2026, the FHA loan limits for the county of Hendricks in Plainfield, IN, are defined as follows: $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-unit homes, and $907,900 for those with 4-units.

For conventional loans, the maximum for a single-family residence is $726,200. Additionally, for homes containing 2 units, the limit is $929,850; it is $1,123,900 for 3 units, and for 4-unit buildings, the cap is $1,396,800.

Our FHA calculator lets you discover today’s optimal FHA rates and helps compute the required downpayment, qualifying income, credit, reserves, and necessary documentation.

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With the Lendersa® calculator, you can compare FHA loan rates and terms alongside those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.

Lendersa® provides loan program data from countless lenders and analyzes it swiftly according to your financial profile and needs.

For 2026, the Loan Limits Comparison Table in Plainfield, within Hendricks, IN, helps you compare maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs like income, reserves, and credit.

Loan limits Plainfield county of Hendricks, IN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Plainfield FHA Lenders

  • My Mortgage Quest Inc
  • 1719 Sycamore Drive, Plainfield, IN, 46168
  • Lends in Indiana
  • My Mortgage Quest, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.

  • 1st Choice Services, Inc
  • 2680 E. Main St, Suite 325, Plainfield, IN, 46168
  • Lends in Indiana
  • At 1st Choice Services, Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • Citizens Bank
  • 33 N Indiana St, Mooresville, IN, 46158
  • Lends in Indiana
  • Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.

  • Five Star Mortgage Solutions
  • 19 East Main Street, Mooresville, IN, 46158
  • Lends in Indiana
  • "Five Star Mortgage Solutions is a local, family-owned mortgage company that works to get you a high-quality mortgage and works with you to get the lowest rate available to you.
    Five Star Mortgage Solutions is an established small town community business and has been a hometown fixture on Main Street in Mooresville since 2007."

  • A N Mortgage
  • 6675 Rockville RD, Indianapolis, IN, 46214
  • Lends in Indiana
  • A N Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Chapman Mortgage
  • 8001 S Meridian St, Indianapolis, IN, 46217
  • Lends in Indiana
  • "Chapman Mortgage has been in business since January 2000. We are a local company on the southside of Indianapolis. We are licensed to serve the entire state of Indiana. Chapman Mortgage offers the following mortgage products: Purchase
    Refinance
    Fixed & ARMs
    Conventional Loans
    FHA Loans
    VA Loans"

  • Hendricks County Bank and Trust Company
  • 1 East Main Street, Brownsburg, IN, 46112
  • Lends in Indiana
  • Our mission at Hendricks County Bank and Trust is to promote economic prosperity-- improving the quality of life in the community we serve. We will do this by providing quality banking services in a professional manner with employees who are empowered to recognize and respond to the needs of our customers.

  • Elements Financial
  • 225 South East Street, Suite 300, Indianapolis, IN, 46202
  • Lends in Indiana
  • "At Elements, we provide a variety of powerful financial products and services through the safe harbor of a consumer-owned credit union. Yet Elements is not just a credit union.

    We are financial wellness providers who promise to help you achieve financial wellness in life with your own money management plan."

  • Indiana Members Credit Union
  • PO Box 47769, Indianapolis, IN, 46247
  • Lends in Indiana
  • Indiana Members Credit Union was established as Indiana University Medical Center Federal Credit Union in 1956 by employees of the Indiana University Medical Center, on what is today’s IUPUI Campus. Established as a member-owned, not-for-profit financial institution, founded on and by the employees of the IU Medical Center.

Also lends in Indiana

  • Approved Mortgage
  • 5820 N. Canton Center, Suite 125, Canton, MI, 46142
  • Approved Mortgage is the largest and oldest mortgage banker in Central Indiana. We are a full-service direct lender providing a vast array of residential, business and commercial loans. Our residential product line offers conventional, jumbo, FHA, VA and portfolio loans for purchase, refinance, and construction transactions.