As of 2026, the FHA loan limit in Sheridan, within the county of Hamilton, IN, is $472,030 for a single-family home. The limit for a 2-unit property is $604,400; for 3-units, it stands at $730,525, and for 4-units, the maximum is $907,900.
The highest amount available for conventional loans on a single-family residence is $726,200. For 2-units, it's $929,850; for a 3-unit setup, the cap is $1,123,900; and for 4-units, it's set at $1,396,800.
Our FHA calculator helps you find today’s top FHA rates and evaluate what’s needed for the down payment, income, credit, reserves, and documents required to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those from other loan programs. Study options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans together with FHA.
Lendersa® pulls data from thousands of lenders, allowing fast comparisons to align with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Sheridan, Hamilton, IN, covers maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For details about qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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