In 2026, for Whitestown county of Boone, IN, the FHA loan limit is $472,030 for a single-family home. For two units, the maximum is $604,400, for three units $730,525, and for four units it is $907,900.
The conventional loan cap for a single-family residence is $726,200. For duplexes, it is $929,850, triplexes $1,123,900, and quadruplexes $1,396,800.
Use our FHA calculator to check today’s leading FHA rates and identify the needed downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator provides a way to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan program data from thousands of lenders and rapidly compares it to your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Whitestown county of Boone, IN offers a view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To judge qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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