For 2026, the FHA loan limit in Walkerton, located in the county of St. Joseph, IN, is $472,030 for a single-family home. The limits for 2-units are $604,400, for 3-units, it's $730,525, and for properties with 4-units, it is $907,900.
The maximum loan amount for conventional loans on a single-family residence is set at $726,200. For a 2-unit building, it's $929,850; for 3-units, it is elevated to $1,123,900; and for 4-units, it peaks at $1,396,800.
Use our FHA calculator to find today's top FHA rates. It also assists in determining the required down payment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of various other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
By accessing loan data from numerous lenders, Lendersa® delivers quick, tailored comparisons to match your unique financial profile and needs.
Consult the Loan Limits Comparison Table for 2026 in Walkerton, St. Joseph, IN, to see maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification needs such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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