2025 FHA Loan Limits for Warsaw, Kosciusko County, Indiana

In 2025, the FHA loan limits in Warsaw, part of Kosciusko, IN, are $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

For conventional loans, the maximums are $726,200 for a single-family home, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to find today’s best FHA rates, along with determining downpayment, income, credit, reserves, and documents needed for qualification.

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The Lendersa® calculator compares FHA rates with those from other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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Consult the Loan Limits Comparison Table for 2025 in Warsaw, Kosciusko, IN, to evaluate maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa®'s SLIQ™ to assess qualification requirements including income, reserves, and credit.

Loan limits Warsaw county of Kosciusko, IN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Home National Bank
  • 117 E Main Street, Thorntown, IN, 46071
  • Since 1901, Home National Bank has been part of the community. Through the years, we have sought to meet the financial needs of customers. Home National Bank has a total of 175 shareholders and is widely held. The largest shareholder maintains 6% of the shares outstanding. We are truly a community bank with our ownership widely.
  • Heartland Mortgage Group
  • 11887 Tarrynot Ln, Carmel, IN, 46033
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line.
  • American Dream Mortgage LLC
  • 11478 Lantern Road, Suite A, Fishers, IN, 46038
  • Dana T. Greenwood As a licensed mortgage loan originator, I support my clients from pre-approval all the way through closing. Whether you are a first time home buyer or a seasoned home owner, you can trust me with all of your home financing needs! American Dream Mortgage Llc covered your mortgage process.
  • Diamond Mortgage LLC
  • 14074 Trade Center Drive, Suite 255, Fishers, IN, 46038
  • We approach each challenge and opportunity with a unique level of commitment and consideration for our clients long-term benefit. Our team will earn your confidence and provide you with a single-source relationship secured by experience you can trust. Diamond Mortgage, you will have the financial tools, experience, & technology to reach your goals.
  • Capital Mortgage Solutions
  • 14074 Trade Center Drive, Suite 241, Fishers, IN, 46038
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • FORUM Credit Union
  • 11313 USA Parkway, Fishers, IN, 46037
  • FORUM Credit Union is a financial cooperative providing products and services to meet the needs of our members with innovation and care. FORUM provides services such as free checking accounts, free online bill pay, home equity loans, mortgages, business accounts and auto loans. We offer convenient branch locations in the Indianapolis area.
  • Integrity Mortgage Group
  • 12242 E. 116th Street, Suite 200, Fishers, IN, 46037
  • Integrity Mortgage Group also uses state-of-the-art technology including the ability to apply directly online or on our mobile app, pull your own credit report, and also receive e-mailed Loan Milestone Updates throughout the loan process letting you know the current status and what to expect next.
  • Bottom Line Mortgage
  • 10185 Red Tail Drive, Fishers, IN, 46037
  • Bottom Line Mortgage, where we specialize in residential mortgages. At Bottom Line Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks.