In 2025, the FHA loan limit in Galena, part of Cherokee county, KS, is $472,030 for a single-family home. For properties with two units, the limit is $604,400; for three units it's $730,525, and for those with four units, it peaks at $907,900.
The maximum available amount for conventional loans on a single-family residence is $726,200. For two-unit homes, it reaches $929,850; for three units it is $1,123,900; and for four units, the cap is $1,396,800.
Utilize our FHA calculator to access today’s finest FHA rates and determine the necessary downpayment, income requirements, credit checks, reserves, and documents needed to qualify.
The Lendersa® calculator allows you to juxtapose FHA rates and terms with those from other loan programs. Consider Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles comprehensive loan data from thousands of lenders, providing swift comparisons tailored to your unique financial profile and requirements.
In this 2025, the Loan Limits Comparison Table for Galena, Cherokee, KS, outlines maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications like income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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