In 2026, the FHA loan limit for Garnett county in Anderson, KS, stands at $472,030 for a single-family home. For homes with two units, it's $604,400; for three-unit residences, $730,525; and for four-unit properties, $907,900.
The conventional loan ceiling for a single-family residence is $726,200. For two-unit homes, the limit climbs to $929,850; for three-unit structures, it is $1,123,900; and for four-unit dwellings, it scales up to $1,396,800.
Utilize our FHA calculator to discover today’s best rates and to assess what downpayment, income, credit, reserves, and document criteria you need to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of all other loan programs, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® aggregates loan program data from thousands of lenders, quickly providing comparisons tailored to your financial profile and unique needs.
This year, 2026, the Loan Limits Comparison Table for Garnett, Anderson, KS, reveals maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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