In 2026, the FHA loan limits in Iola, located within Allen county of KS, are set as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit buildings, and $907,900 for those with four units.
The conventional loan maximum for a single-family residence is $726,200. For homes with two units, it extends to $929,850, for three-unit dwellings, $1,123,900, and for four-unit houses, the limit is $1,396,800.
Utilize our FHA calculator to discover today’s premier FHA rates and determine the necessary downpayment, income levels, credit score, reserves, and documentation needed for qualifying purposes.
The Lendersa® calculator assists you in comparing FHA rates and terms with those of any other loan programs. Explore and analyze Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® obtains detailed loan data from thousands of lenders, offering quick evaluations suited to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Iola, Allen, KS, provides insights into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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