FHA Loan Limits for Goodland, Sherman County, KS in 2026

In 2026, the FHA loan limits set in Goodland, located within Sherman county, KS, are defined as: $472,030 for a single-family home, $604,400 for two-unit homes, $730,525 for three-unit properties, and $907,900 for those with four units.

The maximum amount that can be borrowed using conventional loans for a single-family residence is $726,200. For two-unit homes, it rises to $929,850; for three-unit residences, the cap is $1,123,900, while four-unit properties can go up to $1,396,800.

To access today's leading FHA rates and determine what you need in terms of downpayment, income, credit score, reserves, and documentation for eligibility, use our precise FHA calculator.

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Evaluate Loan Possibilities in Goodland, KS

The Lendersa® calculator offers the ability to compare FHA rates and terms with those from a wide range of other loan programs. Delve into options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Sourced from thousands of lenders, Lendersa® supplies extensive loan data, enabling rapid comparisons tailored to fit your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Goodland, Sherman, KS, provides detailed insights into the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a thorough review of qualification necessities like income, reserves, and credit criteria, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Goodland county of Sherman, KS

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Goodland FHA Lenders

  • Farmers & Merchants Bank of Colby
  • 240 W 4th ST, Colby, KS, 67701
  • Lends in Kansas
  • Farmers & Merchants Bank is Colby's only locally chartered community bank with two locations in Colby for customer convenience. We are a full service institution to satisfy all the financial needs of our customers!

    We are proud to be a part of Colby and NW Kansas. As a local community bank, we understand the importance.

  • The Farmers State Bank of Oakley, Kansas
  • 100 Center Avenue, Oakley, KS, 67748
  • Lends in Kansas
  • At Farmers State Bank, we’re proud of over 100 years of service to the community and our community bank status. Our bank was chartered on March 18, 1907, and we are located in Logan County in Northwest Kansas. Our parent holding company is Security Bancshares, Inc. Oakley is located on I-70, Highway 83 and Highway 40.

  • First National Bank of Syracuse
  • 11 N. Main, Syracuse, KS, 67878
  • Lends in Kansas
  • First National Bank has been serving the communities of Southwest Kansas for over 100 years, with our main bank located in Syracuse, Kansas, a branch in Johnson, Kansas, and two branches in Garden City, Kansas. We strive to be the premier financial institution in the area and are committed to providing the best personal service,

  • Western State Bank (Garden City)
  • 1500 E. Kansas Avenue, Garden City, KS, 67846
  • Lends in Kansas
  • Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.

  • First National Bank in Cimarron
  • 121 N. Main, Cimarron, KS, 67835
  • Lends in Kansas
  • We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.

Also lends in Kansas

  • Eastern Colorado Bank
  • 10 South First Street, Cheyenne Wells, CO, 80810
  • The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees.

    Since our start in 1944, our dedicated staff has focused on business professionals, small businesses

  • Adams Bank & Trust
  • 315 N Spruce St, Ogallala, NE, 69153
  • Adams Bank & Trust is a growing commercial bank in Nebraska, Colorado and Kansas that is committed to promoting local economic growth through business, agricultural and consumer lending. Founded in 1916, the bank remains locally owned and privately held, and has grown to well over a billion dollars in assets.

  • US Capital Real Estate Loans & Services Inc
  • 1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920
  • U.S. Capital has been helping individuals, families and businesses achieve their financing goals by providing purchase loans and refinances on both residential and commercial properties for over 30 years. The company is currently offering residential mortgages in the state of Colorado

  • Integrity 1st Financial, LLC.
  • 2950 S Jamaica Ct, Suite 302, Denver, CO, 80014
  • We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.

  • LenderCity
  • 7887 East Belleview Ave, Suite 1100, Denver, CO, 80111
  • LenderCity was founded with the consumer in mind. Our technology puts you in control of much of the process which means you get lower rates and reduced closing costs.

    Each rate quote goes through our pricing engine resulting in real-time rate and closing cost data. We then discount the rates even more to deliver true value to our customers.