In the year 2026, the FHA loan limit in Osage county, located in Osage-City, KS, is set as follows: $356,362 for a single-family home, $456,275 for 2-unit homes, $551,500 for 3-unit properties, and $685,400 for homes with 4 units.
For conventional loans, the maximum loan amount is $548,250 on a single-family home, followed by $702,000 for 2-unit homes, $848,500 for 3-unit homes, and $1,054,500 when it comes to 4-unit residences.
Utilize our convenient FHA calculator to find the top FHA rates today and calculate the needed down payment, along with assessing income, credit, savings, and required documentation for qualification.
The Lendersa® calculator empowers you to review FHA rates and conditions in comparison with a wide array of other loan products. Dive into the details of Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM products, and hard money loans in conjunction with FHA offerings.
Lendersa® collects comprehensive loan program information from thousands of lenders rapidly, aligning this data with your specific financial scenario and objectives.
Examine the comparison table for loan limits in the year 2026 for Osage county of Osage-City, KS. This table contrasts maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit qualifications, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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