In 2026, the FHA loan limits established for Parsons within the county of Labette, KS, are $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four-unit buildings.
For conventional loans, a single-family residence can access up to $726,200. If your property has two units, the limit is $929,850, for three units it rises to $1,123,900, and for four units, the maximum is $1,396,800.
Our FHA calculator is here to help you find today’s best FHA rates and determine the necessary downpayment, income thresholds, credit standings, reserves, and documents needed for loan qualification.
Lendersa® calculator allows you to compare FHA rates and terms with every other loan program. Venture into options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, with FHA loans included.
Lendersa® sources comprehensive data from thousands of lenders, providing quick evaluations tailored to your financial profile and needs.
In 2026, the Loan Limits Comparison Table for Parsons, Labette, KS, enables you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For determining qualification requirements like income, reserves, and credit, check out the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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