In 2026, FHA loan limits in Spring-Hill, part of Johnson county, KS, are: $389,850 for a single-family home, $499,050 for properties with two units, $603,250 for three units, and $749,700 for those with four units.
The maximum amounts for conventional loans on a single-family residence are $548,250; for two-unit homes, it's $702,000; for three units, it's $848,500; and for four-unit properties, it reaches $1,054,500.
Use our FHA calculator to access today’s top FHA rates and determine the needed downpayment, income, credit standing, reserves, and documents for qualification.
Through the Lendersa® calculator, compare FHA rates and terms with those from other loan programs. Examine choices like Conventional loans, Jumbo options, VA, USDA, Non-QM, and hard money loans in conjunction with FHA.
Lendersa® gathers extensive data from thousands of lenders, allowing quick, tailored comparisons per your unique financial needs.
The Loan Limits Comparison Table for 2026 in Spring-Hill, Johnson, KS, showcases maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Review qualification needs like income, reserves, and credit through Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $389,850 | $499,050 | $603,250 | $749,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $311,800 | $311,800 | $311,800 | $311,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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