In 2026, the FHA loan limit determined for De-Soto county within Johnson, KS, is set at $389,850 for a single-family home, $499,050 for buildings with two units, $603,250 for three-unit properties, and $749,700 for those with four units.
The maximum loan amount for conventional loans on a single-family residence reaches $548,250, progressing to $702,000 for two-unit homes, $848,500 for three units, and topping at $1,054,500 for properties with four units.
Our FHA calculator offers insight into today's finest FHA rates and aids in calculating the required downpayment, income needed, credit standards, reserves, and documentation necessary to qualify.
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The Lendersa® calculator facilitates comparison of FHA rates and terms with those offered by various other loan programs. It allows you to explore and assess options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, juxtaposing them with FHA opportunities.
Lendersa® derives extensive loan program data from a vast network of lenders and offers swift comparisons tailored to meet your unique financial profile and individual needs within seconds.
For 2026, the Loan Limits Comparison Table within De-Soto, Johnson, KS, provides a comprehensive analysis of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare crucial qualification requirements like income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $389,850 | $499,050 | $603,250 | $749,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $311,800 | $311,800 | $311,800 | $311,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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