In 2026, the FHA loan limit for Buckner in the county of Oldham, KY stands at $472,030 for a single-family property. This extends to $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-plexes.
For conventional loans, the maximum obtainable amount is $726,200 on a single-family dwelling, escalating to $929,850 for two-units, reaching $1,123,900 for three-units, and rising to $1,396,800 for a four-unit complex.
Our FHA calculator helps you discover today’s finest FHA interest rates. It elucidates the downpayment, income, credit, reserve, and documentation requirements necessary for qualification.
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The Lendersa® calculator empowers you to compare FHA loan rates and terms alongside those of other loan programs. Delve into options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA choices.
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The Loan Limits Comparison Table for 2026 in Buckner, Oldham county, KY, offers a comprehensive look at the limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze and compare qualification necessities like income, reserve, and credit parameters.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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