For 2025, the FHA loan limits in La-Grange, situated in Oldham, KY, are outlined as follows: $356,362 for single-family homes, $456,275 for 2-unit houses, $551,500 for 3-unit properties, and $685,400 for homes with 4 units.
The maximum loan amount allowed for conventional loans on a single-family home is $548,250. This limit increases to $702,000 for two units, $848,500 for three units, and $1,054,500 for four-unit residences.
Use our FHA calculator to view today’s leading FHA rates and assess the necessary down payment, income, credit, reserves, and documentation required to qualify.
The Lendersa® calculator facilitates a comparison of FHA rates & terms alongside those of other loan programs. You can explore and contrast options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, against FHA terms.
Lendersa® pulls in loan program information from thousands of lenders, making quick comparisons with your individual financial profile and requirements.
The Loan Limits Comparison Table for 2025 in the county of Oldham, La-Grange, KY, provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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