For the year 2025, the FHA loan limit in Fort-Mitchell county, located within Kenton, KY, is set at $356,362 for a single-family home. For 2-unit dwellings, the limit extends to $456,275, while for 3-unit homes it's $551,500, and for 4-unit properties, it reaches $685,400.
Regarding conventional loans, the maximum obtainable amount for a single-family residence is $548,250. The limit grows to $702,000 for 2-units, $848,500 for 3-units, and peaks at $1,054,500 for 4-units.
Utilize our FHA calculator to analyze today's leading FHA rates and determine prerequisites such as down payment, income levels, credit, reserves, and necessary documents for qualification.
By using the Lendersa® calculator, you can compare FHA rates and terms with those of other loan options. Investigate Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in contrast with FHA.
Lendersa® quickly aggregates data from a wide range of lenders, matching it efficiently against your individual financial profile and requirements.
In the 2025 Loan Limits Comparison Table for Fort-Mitchell county of Kenton, KY, compare the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications like income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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