In the year 2026, the FHA loan limit for a single-family home in Ludlow county of Kenton, KY is established at $472,030. For properties featuring two units, the limit is $604,400; should you have a three-unit property, the cap extends to $730,525. For those with four units, the maximum allowed is $907,900.
Conversely, when exploring conventional loans, the maximum amount for a single-family residence is $726,200. For two-unit properties, it rises to $929,850; for residences with three units, it is $1,123,900, and for four-unit homes, it peaks at $1,396,800.
Using our FHA calculator, you can identify today’s premier FHA rates, and determine critical factors required for qualification, such as downpayment, income level, creditworthiness, reserves, and necessary documentation.
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With the Lendersa® calculator at your disposal, you'll be able to weigh FHA rates and terms against a multitude of other loan options. This comparison includes conventional, jumbo, VA, USDA, non-QM, and hard money loans alongside FHA offerings.
Lendersa® efficiently aggregates loan program data from a vast number of lenders, matching it swiftly with your specific financial conditions and personalized needs to provide quick and accurate comparisons.
Our comprehensive Loan Limits Comparison Table for 2026 in the county of Ludlow, forming part of Kenton, KY, offers you an in-depth analysis of maximum loan amounts across various programs including FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To evaluate qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed assessment.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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